Combine your loans into one
& take control of your debt
Fast Track Debt Relief specializes in negotiating debt settlements on behalf of its clients. If you owe a certain amount of unsecured debt to one or more creditors, Fast Track may be able to get those creditors to reduce the amount of money you owe.
Judging from customer reviews, Fast Track is competitive with other debt relief services in regard to fees and outcomes. Although Fast Track’s website doesn’t offer any information about fees, it reportedly charges clients as little as 15% of their total debt in return for negotiating a debt settlement on their behalf—putting it on par with some of the other leading debt-settlement negotiators in the industry.
According to a summary of “top settlements” published on Fast Track’s website, between January and September 2018, Fast Track helped thousands of customers reduce their debts by 55%-90%, at an average of 64% debt relief per creditor. Going back to 2012, it says it has helped thousands of customers reduce their debts by 20-90%. Individual debt amounts per creditors range from hundreds of dollars to more than $40,000.
Let’s assume you qualify for the average settlement. Fast Track would get your creditors to settle for $1,800 and charge you at least 15% of your total debt, or $750. In this example, you’d end up paying $2,550 in total (to your creditors and Fast Track) instead of $5,000—a savings of almost 50% (or 49% to be exact).
Fast Track doesn’t offer any guarantees about what it can achieve for each individual client, and its website lacks updated pricing information, but assuming it can help you achieve what it claims to achieve for many other clients—then you’d be getting a good deal.
Fast Track only offers debt-relief services through third-party partners. It doesn’t offer any of the related services typically associated with debt-relief companies, such as credit counseling or debt consolidation.
As with other debt-settlement companies, it would be accurate to say that Fast Track considers clients on a case-by-case basis. If it believes it can successfully negotiate your debt to the point where it can collect a reasonable fee and save you a reasonable amount of money—it will take you on as a client.
Here are the basics of how Fast Track’s program works:
Fast Track specializes in debt settlements or, in other words, successfully negotiating with creditors to get its clients’ debts reduced.
Fast Track Debt Relief offers debt relief services for unsecured debt, such as credit card debt, unsecured personal loans, and unpaid medical bills. It serves customers in 34 states and DC.
Unfortunately, Fast Track doesn’t offer services for any secured types of debt. It can’t help with any debt linked to collateral, such as a car loan or mortgage, or tax debt with the IRS.
In order to get a quote, applicants are asked to fill out only your first and last name, phone number, email address, state, and level of total unsecured debt. Fast Track doesn’t ask for any sensitive information at the application stage. There’s no need to enter your home address, employer information, or Social Security number into the online form.
Fast Track isn’t a member of the AFCC or IAPDA, the 2 main trade associations for debt-relief companies. This in itself doesn’t mean Fast Track is any less secure than other debt-relief services, but it does mean Fast Track lacks an official seal of approval and that it hasn’t been independently verified for meeting the highest industry standards. That said, those certifications are not required for practicing in this field.
Trustpilot gives Fast Track a total score of 8.5/10 based on a handful of customer reviews since 2013. Although Fast Track hasn’t received as many customer reviews as you’d expect from a company operating for more than 6 years, the reviews are overwhelmingly positive and attest to the fact that Fast Track has helped many individuals from around the US negotiate successfully with their creditors. Reviews from ekomi show an average score of 4.9 (out of 5) stars, and Google Reviews lists 4.8 stars.
Fast Track offers customer support by live chat or through its toll-free phone number below. It also promises to call applicants within 24 hours of filling out an online request for a free quote.
Fast Track Debt Relief, Inc.
1901 Cypress Creek Rd. Suite 400
Ft. Lauderdale, FL 33309
FDR has been providing debt settlement services for over a decade, enrolling over 750,000 customers and settling over $10 billion in unsecured debt. It offers several tools and services that make it a great option when you’re looking...
Fast Track Debt Relief specializes in negotiating debt settlements on behalf of its clients. If you owe a certain amount of unsecured debt to one or more creditors, Fast Track may be able to get those creditors to reduce the amount of money...
CountryWide Debt Relief offers debt consolidation services for those suffering a financial hardship, causing them to not see the balances on their debts go down. Unlike other, less reputable competitors, this company follows a peaceful...
If you are looking to consolidate or reduce your debt, Accredited Debt Relief might be the right solution. The company focuses on connecting customers to the right services to help them either settle or pay down their debt in a responsible...
One of the first things that is obvious when you visit Debt.com’s website is that they are not like most other debt consolidation and relief companies. For one, Debt.com puts a strong emphasis on education and providing you with the...