ClearOne Advantage Review

Ideal For

  • Consumers who have substantial amounts of unsecured debt
  • Customers looking for a reliable way to settle existing debt obligations

Visit ClearOne


  • Work with several kinds of debt
  • Strong experience providing settlement services
  • Company only receives payment if they successfully settle your debt
  • Great educational resources available


  • Do not offer loans directly
  • Focus exclusively on settlement

Bottom Line

ClearOne Advantage offers customers an effective and relatively quick way to overcome debt that has rapidly spiraled out of control. With a team of expert negotiators and a success-based fee structure, the company always acts in its clients’ best interests to find the most advantageous settlement terms possible

Why Go with ClearOne Advantage

ClearOne Advantage’s debt negotiators may be able to help you find some breathing room in your monthly debt repayment. Founded in 2007, the company has over a decade of experience in the field of debt settlement negotiation, and over that time has gained a sterling track record of success and an extensive knowledge of debt collectors’ general tendencies. Moreover, ClearOne is run and founded by financial industry veterans who are familiar with the debt negotiation process.

The company’s laser focus on debt settlement means its staff is equipped to deal with any level of debt and delinquency, and often can succeed in having debt drawn down significantly. ClearOne also strives to alleviate customers’ debt relatively quickly, and only collects payment once customers have reached a settlement they approve and completed their first settlement payment.

What ClearOne Advantage Offers

  • Success-based payment model
  • Normally settles debt in 24 to 48 months
  • Covers a wide variety of unsecured debts
  • Simple application and qualification
  • Extensive educational resources
  • No consultation costs or upfront fees
  • Full refund if you're not satisfied

ClearOne Advanctage has a clear head start in dedication to its craft. While other companies offer extensive bells and whistles with their services, ClearOne focuses strictly on providing settlement negotiation services, and manages to excel at its objective. The company offers a 100% service guarantee as a sign of its trust in its services, and boasts an excellent success record of settled debt.

Also, it offers a free professional consultation during which an expert sits with customers to review their financial information and determine if they are a good fit for the program. The company is forthcoming about customers’ odds of success, and will recommend a different solution for a potential client if it does not believe its chances of settling their debt are high. Moreover, the company has received overwhelmingly positive reviews, as evidenced by its A+ rating from the Better Business Bureau alongside accreditations and accolades from several major industry groups.

As part of its satisfaction guarantee, ​ClearOne Advantage offers a full refund if you are not fully satisfied with your settlement program. All you have to do is notify it within 30 days of signing your agreement and you will be entitled to receive all funds in your account plus a full refund of all settlement fees. 

Debt Relief Services Offered

Unlike the breadth of services delivered by competitors, ClearOne Advantage is very successful thanks to its strict attention to debt settlement. The company focuses exclusively on settlement negotiation, and to this end has developed a remarkable track record. More impressive is the fact that the company does not charge an upfront or consultation fees to get started. ClearOne will only receive payment once a settlement agreement is reached and the customers have approved the plan. This means that the company is always working in its customers’ best interests, as its payment is predicated on successfully negotiating outstanding debts.

ClearOne’s services include a free professional consultation that will help determine the best course of action, and what type of settlement to negotiate. In addition, the company works to offer better outcomes than other types of debt relief, including consolidation loans, credit counseling, and bankruptcy. Getting started is as easy as registering for a free consultation before a comprehensive review of a potential customer’s financial snapshot.

What’s Unique About ClearOne Advantage?

One of the aspects of ClearOne that stood out to us is the company’s commitment to debt relief service. It focuses exclusively on debt settlement, and has built a comprehensive service designed to help customers achieve the best odds of completion. The company’s application and qualification process is deeply involved, and is used to ensure that customers are a good fit for ClearOne’s debt negotiation services. The company breaks down its settlement program into 4 stages:

During the application stage, customers receive an in-depth consultation with one of the company’s debt relief experts. This includes a review of their financial situation and all outstanding debts. This process helps guarantee that customers who start the settlement process have a high chance of successfully negotiation.

Once approved, customers who are qualified will enroll in the program, filling out all the necessary paperwork. We were happy to see that ClearOne Advantage allows customers to submit all these papers, and even sign forms, online using their electronic document review and signature service. After enrollment, customers will begin setting aside funds every month into a dedicated settlement account. Once enough funds have been accrued, ClearOne will open negotiations with creditors one by one to reduce the total amount payable.

After settlements are approved, customers will start the process of paying out debts. Most customers can complete the program successfully on average in 24 to 36 months, though results vary depending on the individual, the amounts owed, and their ability to save enough every month.

Additionally, the company’s team of experts counts on years of experience in the field, and are more than happy to assist with any specific issues. If customers face hardships and are unable to make a payment, the company encourages them to reach out to help find a feasible solution.

The quality of ClearOne’s educational resources is top notch. The company’s portal features a series of insightful articles about debt relief, a collection of educational videos, and a knowledge base. Additionally, ClearOne is currently working on creating a webinar series for its customers to tune in and learn more about personal finances.

Another area that stands out is ClearOne’s web dashboard, which helps customers keep track of its outstanding settlements and their progress, an essential tool when it comes to empowering customers working to exit their debts in a timely fashion.

Types of Debt Covered

ClearOne deals with an excellent range of debt types in its settlement efforts. The company focuses exclusively on unsecured debt, and on amounts higher than $10,000, but it does allow for a wide variety. The company works with the following debts:

  • Credit cards
  • Department store cards
  • Child support
  • Personal loans
  • Collection agency accounts
  • Federal credit unions
  • Payday advances

ClearOne does not negotiate some of the more common loans such as mortgages and auto loans, however, the company is always happy to work with customers to find the right settlement solution. Moreover, the company allows couples to roll their debts together into a single settlement plan, enabling an easier process of paying off outstanding debts.

Security of the Site

ClearOne Advantage places a great emphasis on its customers’ data security. The company’s privacy policy is very transparent, and covers a vast range of common concerns. Though ClearOne does collect information, it is very clear about how it does so and what the information is used for, including improving their service offerings. Furthermore, the company only discloses customers’ details to third parties as part of their service and affiliated companies.

To encrypt any information that is transmitted across the website and to the company's servers, ClearOne relies on Secure Sockets Layer technology. Additionally, its physical servers are protected by both virtual and physical security measures that are industry-standard and feature several redundancies.

Help & Support

For customers looking to contact ClearOne Advantage, the company can be reached via telephone, email, and even fax. The company’s representatives are all very well prepared. Agents on the phone are knowledgeable about the settlement service, and answer all queries promptly and courteously. Email inquiries are generally responded to within one business day and the phone line is available during weekdays on normal business hours. In addition, the company is active on social media, making it easy to reach out to it in a more instant platform.

Review In Short

Overall, ClearOne Advantage provides customers with an outstanding debt relief solution. The company is focused on offering debt settlement negotiation, and has shown an impressive track record of success. With an involved process that helps ensure customers are the right fit and have great better odds for a negotiated settlement, ClearOne works hard to guarantee that its customers can overcome burdensome debts quickly. A thorough interview and qualification, as well as a success-based payment structure, helps customers rest assured that ClearOne always works in their best interests.

Apart from settlement, ClearOne has a stong commitment to education, especially their insightful resources including articles, educational videos, and an upcoming series of webinars. All told, ClearOne Advantage is a great alternative for those individuals who have seen their debt spiral and are unable to continue making payments at current rates.

About ClearOne Advantage

Founded in 2007 by a group of finance industry veterans, ClearOne Advantage has quickly become a major force within the debt relief industry. The company focuses exclusively on settlement negotiation, and to this end has assembled a team of experts that are well-versed in the field and have deep ties to the industry. Moreover, the company counts with a host of impressive accreditations, including an A+ BBB rating alongside membership in the American Fair Credit Council as well as the United States Organization of Bankruptcy Alternatives. The company is based out of Baltimore, Maryland, but works with customers across several US states.

Physical Address

ClearOne Advantage

1st Mariner Tower

1501 South Clinton St.

Baltimore, MD


Contact Details

Phone: 1-888-768-4767

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